The problem, plainly. Housing in much of the world has become primarily a financial instrument — bought, sold, and speculated on by people who will never live in it — rather than what it fundamentally is: shelter for human beings. This is a large part of why housing costs have outpaced wages so dramatically in recent decades.
The question we’re asking. What ownership and housing models actually prioritize the person living inside the walls over the portfolio that property sits within?
What’s happening in this Initiative. Members are studying land trusts, co-housing arrangements, and de-financialized ownership models already operating successfully in various communities, and drafting a framework for how these could scale.
How to get involved. Open to Full-tier members. Particularly useful: anyone with real-world experience in construction, urban planning, or law — though again, lived experience of housing insecurity is just as valuable here.